Financing for LASIK and Laser Eye Surgery: What Every Patient Should Know

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When people begin researching LASIK, cost is often one of the first questions that comes up. While the long-term value of life without glasses or contact lenses is undeniable, the upfront investment can feel daunting. The good news? With special financing options, LASIK is often more affordable than many people realize. That’s why we’ve created this guide to financing for laser eye surgery and LASIK in Oklahoma City.

Whether you’re considering LASIK or another advanced vision procedure such as Lens Replacement, EVO ICL, Laser Cataract Surgery, or Keratoconus Treatments, we’re here to help you understand your options and make lasting, clear vision a reality.

How Much Does LASIK Cost in Oklahoma City?

The cost of LASIK in the United States varies depending on several factors, including location, the patient’s vision correction needs, and the technology used. In Oklahoma City, the average cost is typically in line with national averages, which range between $2,000 and $3,000 per eye. 

However, not all LASIK is created equal. While low-cost LASIK may sound enticing, it often excludes standard services like pre-operative evaluations, post-op follow-up appointments, or enhancements if needed.

At nJoy Vision, we use the most advanced laser technology available, combined with the skill of our experienced LASIK surgeons, to deliver truly customized outcomes. Even with these assurances, along with the added value of a complimentary consultation, comprehensive eye exam, customized treatment plan, three-month post-op care plan, and a one-year peace of mind agreement, we’re proud to offer LASIK and laser vision correction at competitive prices that fall within or below the national average.

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What Is Included in the Cost of LASIK at nJoy Vision?

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At nJoy Vision, you can be confident that you’re receiving the highest quality of care with the most advanced laser vision technology available. Here is everything that is included in your nJoy Vision LASIK journey. 

  • Leading-edge technology. We proudly use Johnson & Johnson’s iDESIGN Refractive Studio®, which combines the iFS® Advanced Femtosecond Laser with the STAR S4 IR® Excimer Laser to treat a broader range of patients. This is the first and only platform to incorporate topography-integrated, wavefront-guided technology to provide a comprehensive analysis of the inside and outside of the eye for a completely customized LASIK experience.
  • Complimentary Consultation. Your LASIK journey begins with a thorough eye exam and personal consultation to confirm whether you’re a candidate for LASIK or another vision correction procedure. During this visit, we’ll also review procedure costs and walk you through available payment options.
  • Customized Treatment Plan. If you decide to move forward with LASIK, we’ll design a personalized treatment plan. This includes setting your surgery date, providing important guidelines about contact lens use before surgery, and mapping out your follow-up schedule from the first day after surgery through the one-year mark.
  • Day of the Procedure. The LASIK procedure itself only takes a few minutes, but we’ll give you clear instructions on when to arrive, when to arrange a ride home, and how to rest for the remainder of the day. Immediately afterward, your surgeon will check your eyes to ensure everything looks as expected.
  • Post-Op Care Plan. Your aftercare begins right away with an initial exam and directions for using prescription and over-the-counter eye drops. Follow-up visits are scheduled at one day, one week, one month, three months, and one year to closely monitor your healing and results.
  • Peace-of-Mind Agreement. With our one-year LASIK Peace-of-Mind Agreement, you can feel confident in your decision. If an enhancement procedure is recommended to fine-tune your vision within 12 months of your original surgery, the center fee will be fully covered.

What Are My LASIK Financing Options?

The upfront cost of LASIK doesn’t have to stand in the way of your vision goals. Just like a car, home appliance, or other major purchase, you can finance LASIK into affordable monthly payments. And for many patients, financing makes LASIK feel just as manageable as their current monthly spending on glasses and contacts.

At nJoy Vision, we partner with CareCredit® to provide special financing options for our patients. CareCredit offers monthly payment plans for healthcare procedures not commonly covered by insurance. This includes out-of-pocket costs for LASIK, EVO ICL, PRK, Lens Replacement, Laser Cataract Surgery, and Keratoconus Treatments.

With CareCredit, you can:

  • Break down your total cost into predictable monthly payments
  • Take advantage of 0% interest for 6, 12, or 18 months
  • Choose reduced APR payment plans for 24 to 60 months
  • Get immediate credit approval

Do I Qualify for 0% Financing?

Most patients do! CareCredit offers promotional financing with 0% interest for a set period of time to those who qualify. This option allows you to pay for your procedure in smaller, interest-free installments, without worrying about your balance growing.

Eligibility depends on your credit profile, but our team at nJoy Vision can guide you through the application process during your consultation. Even if you don’t qualify for 0% interest, there are longer-term plans with affordable rates available.

Apply for CareCredit® through nJoy Vision now or use the payment calculator.

Why Is Financing a Smart Option for Vision Correction?

Choosing financing for LASIK, or any advanced vision procedure, means you don’t have to delay the life-changing benefits of clear vision. Instead of waiting years to save up while continuing to spend money on glasses and contacts, financing allows you to enjoy freedom from corrective eyewear right now.

Think of it this way: you’re already investing in your vision every time you purchase glasses, contacts, and supplies. Financing simply redirects that spending into something permanent and transformative.

LASIK FAQs

What Are Other LASIK Payment Options?

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In addition to financing plans for LASIK and other laser vision procedures, there are several other ways to make vision correction more affordable. Combined with financing, these payment options make clear vision more accessible than ever.

Using HSAs and FSAs on LASIK

You can use tax-free dollars from a Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for LASIK. This can lower your out-of-pocket cost significantly. Planning ahead during open enrollment season is a smart strategy if LASIK is in your future. It’s also a good idea to put those funds to use before they expire.

Insurance Coverage for LASIK

LASIK is considered an elective procedure, so most health insurance plans don’t cover it. However, these same plans may cover other procedures like medically necessary cataract surgery (more on that below).

LASIK Partner Plans

nJoy Vision partners with local employers and organizations to provide LASIK savings for their employees or members. Ask us if your workplace offers a LASIK benefit with nJoy Vision!

PVCS & VCD Member Discounts on LASIK

If you’re a member of Physicians Vision Care System (PVCS) or Vision Care Direct (VCD), you may be eligible for exclusive LASIK discounts at nJoy Vision.

How Do I Get Started?

Your first step is scheduling a consultation at nJoy Vision in Oklahoma City. Our experienced team will determine if you’re a candidate for LASIK or another vision treatment option, like PRK, Lens Replacement, or EVO ICL. 

From there, our team will walk you through your personalized treatment and payment plans, including insurance coverage, financing options, partner discounts, and HSA/FSA usage.

Schedule Your FREE LASIK Consultation at nJoy Vision in OKC

Or call

(405) 842-6060

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